Added

• Format profiles open in a panel. Built-in ones show what they read; your own can be edited or deleted there.
• Renaming a merchant to a name another merchant already has offers to merge the two.

Changed

• Bank Sync shows which of your bank's accounts sync into which Acclo IQ account, and linked accounts get a "Bank sync" badge.
• Bank sync setup suggests your existing accounts at the same bank and warns when the banks don't match.
• Settings › Format Profiles lists the profiles your accounts use and shows the columns each one reads.
• Accounts open in a side panel like the other lists, so Edit and Delete are always in reach. Add Account opens there too.
• Institution suggests banks as you type when you add or edit an account.

Fixed

• CSV rows that can't be read are listed with the reason, instead of being dropped or imported with a zero amount.
• Wells Fargo imports read all of the bank's export layouts, and impossible dates are reported instead of moving to the next month.
• Importing a file with a format profile that doesn't fit it now says so.
• On the Free plan, bank sync setup no longer links an account on its own when you're at the account limit.
• Accounts restored from a backup can be linked to bank sync again.
• Account and merchant names update everywhere right after you change them.
• A merchant name that already exists, in any capitalization, links to that merchant instead of creating a copy, and a new name typed in a transaction is no longer lost.
• Creating a rule from a transaction, or saving only its note, keeps the transaction on its rule.
• The transaction panel shows the right values right after a split, unsplit or check save.
• Rules with unusable patterns are marked, and the rules-file import lists the patterns it skips.
• Two bank syncs running at once no longer import every transaction twice.
• Importing the same rules file again adds only what's new and shows the real counts.
• The rules list updates as soon as a rules-file import finishes, even if you close the dialog early.
• Long account names no longer make the Accounts list scroll sideways.

Fixed

• Google Drive connection now completes reliably in Desktop and browser mode, remains cancellable while connecting, and clearly reports authorization or connection timeouts.
• Cloud Sync completes faster and restores data on a new device without adding duplicate default categories, merchants or rules.
• Local edits in browser mode save while offline and sync after reconnecting.
• Cloud Sync handles vault resets and recovery more reliably, and rejects incomplete receipt downloads.
• Cloud Sync now gives you a clear message when a sync file is too large and keeps your local data available.
• Failed device removal keeps your license saved so you can retry. Device removal and reset verify that the devices belong to your license.
• On macOS, clicking the Dock icon now restores the app window after the last window is closed.

Changed

• Google Drive setup uses a generic cloud storage label instead of a fixed storage allowance.

Maintenance and reliability improvements.

Added

• A "Back up your data" shortcut in the sidebar — one click to your backups.

Changed

• Bank Sync now requests up to 90 days of transaction history per sync, up from 60 days; the history returned still depends on your bank.
• In browser mode, setup now notes that your data is kept in this browser, so you can back it up whenever you like. The Backup screen leads with the free local backup.
• Clearer upgrade note on recurring charges — Free already includes forecasts and budget integration.

Maintenance and reliability improvements.

Maintenance and reliability improvements.

Maintenance and reliability improvements.

Maintenance and reliability improvements.

Fixed

• Open Source Licenses list (Settings → About → View licenses) now loads reliably on the desktop app.

Added

• What's New: a short summary of what changed the first time you open a new version, with a toggle in Settings → About.

Changed

• More reliable updates — each release is fully verified before you receive it, so the app never gets a half-finished update.

Changes across the 0.3.18–0.3.24 releases.

Added

• Bank sync via SimpleFIN is now available on the Free plan, within the existing 2-account limit. Pro keeps unlimited synced accounts.
• Drag-and-drop in the desktop app.

Changed

• Pro now supports up to 3 linked devices.
• Downgrading from Pro preserves your linked accounts and mappings — no data is deleted.
• Faster app startup and page navigation.

Fixed

• Browser mode now surfaces save errors instead of silently dropping changes.
• Wells Fargo CSV imports for the current export format.
• A browser startup issue that could prevent the app from loading.

Desktop installation and onboarding reliability.

Fixed

• More reliable Windows installer updates through improved app signing.
• Onboarding no longer gets stuck when access to the system keychain is denied.

Added

• In-app feedback: a built-in way to send product issues and requests, aligned with the app's private, local-first design.

Changed

• More reliable cloud-sync restore.
• Improved cleanup around sync operations.
• Security updates to underlying components.

Import, legal, and update reliability.

Changed

• Redesigned import preview: review a batch and confirm it in one step.
• Stronger safeguards for local data integrity across devices.
• More reliable desktop updates on Linux and Windows.
• Updated legal wording about the local device identifier used for sync.

Changed

• Updated app and release-tooling dependencies.

Fixed

• Desktop update coverage for every platform (macOS, Windows, Linux).

Changed

• More reliable desktop update delivery and validation.
• More reliable release-helper setup across repeated runs.