Acclo IQ
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Effective Date: 2026-02-26 Last Updated: 2026-02-26 Version: 1.0


Summary

Acclo IQ is a local-first personal finance app. Your financial data lives on your device — we cannot access it. The only data we process is what’s needed to run licensing, payments, and optional features like cloud sync and bank sync. We collect anonymous usage telemetry (which you can opt out of at any time) to improve the product. We do not sell your data. We do not run ads. We do not track you across the web. This policy explains exactly what we collect, why, and how to control it.


This Privacy Policy describes how Engenso LLC (“Company,” “we,” “us,” or “our”) handles information in connection with the Acclo IQ desktop application, progressive web application, website, and related services (collectively, the “Service”). Your use of the Service is also governed by our Terms of Service and End User License Agreement.


1. Our Privacy Commitment

Acclo IQ is built on a local-first architecture. Your financial data — transactions, budgets, categories, bank account information, receipts, and all other personal financial records — is stored exclusively on your device in a local SQLite database.

We do not operate cloud servers that store your financial data. We cannot access, read, or retrieve your financial information. There is no cloud database, no backend server, and no server-side processing of your data.

Your financial data is your property. We claim no rights to it beyond those necessary to deliver the Service to you.

Free Tier Privacy Guarantee

If you use Acclo IQ on the Free tier with telemetry disabled, no data of any kind is transmitted to us or any third party. The application operates entirely offline. No license server, no payment processor, no analytics service, and no cloud provider receives any information from your device. You are 100% private.

The third-party services described in this policy (Keygen.sh, Polar.sh, Resend.com, PostHog) are only involved when you:

  • Purchase a Pro license (Polar.sh, Resend.com, Keygen.sh)
  • Activate a license on a device (Keygen.sh)
  • Leave anonymous telemetry enabled (PostHog) — on by default, opt out at any time
  • Enable cloud sync (Google Drive)
  • Enable bank sync (SimpleFIN)

If you do none of the above, the application makes zero network requests and processes zero external data.

This Privacy Policy describes the limited data we do process when you choose to use paid features or opt in to telemetry.


2. Information We Collect

We collect the minimum data necessary to operate our licensing and payment systems. Below is a complete inventory of data we process, organized by category.

2.1 License Activation

When you activate a Pro license, the following data is transmitted to our licensing provider (Keygen.sh):

  • License key
  • Machine fingerprint (a hashed hardware identifier unique to your device)
  • Application version
  • IP address (recorded in Keygen.sh server logs, not stored by us)

Purpose: Software license validation and enforcement of device activation limits. Legal basis (GDPR): Contract performance (Art. 6(1)(b)) — necessary to fulfill the license agreement. Retention: Duration of your license plus thirty (30) days after expiration or cancellation.

2.2 Payment Processing

When you purchase a subscription, payment is processed by Polar.sh. The payment processor collects:

  • Name
  • Email address
  • Billing address
  • Payment method details (card number, expiration, etc.)

Acclo IQ never receives, stores, or has access to your full payment card details. We receive the following from the payment processor:

  • Email address
  • Name and billing address
  • Subscription status and plan type
  • Transaction confirmation and invoice history
  • Refund history (if applicable)
  • Last four digits of payment method (for display in account management)

Purpose: Purchase processing, subscription management, tax compliance, and customer support for billing inquiries. Legal basis (GDPR): Contract performance (Art. 6(1)(b)). Retention: Per the payment processor’s retention policies (typically seven (7) years for tax and legal compliance).

2.3 Anonymous Usage Telemetry

Acclo IQ collects anonymous usage telemetry to understand aggregate product usage and prioritize development. Telemetry is enabled by default and can be disabled at any time in Settings > Privacy. During onboarding, a visible checkbox lets you opt out before any data is sent.

No persistent identifiers. Telemetry does not use cookies, device fingerprints, hardware identifiers, or any persistent tracking identifier. Each telemetry event is assigned a fresh random identifier that is generated in the moment and never stored on your device or reused. There is no way to link one day’s telemetry event to another — each ping is statistically independent.

Separation from licensing. The device fingerprint used for license activation (Section 2.1) is never passed to the telemetry system. These are two completely separate data streams with no shared identifiers. We will not attempt to correlate, cross-reference, or link telemetry data with licensing activation records or any other data source for the purpose of identifying individual users. The licensing system knows your license key and device; the telemetry system knows only the anonymous attributes listed below.

The application sends a single anonymous telemetry ping per day to PostHog containing the following attributes:

Device and platform (7 attributes):

  • Platform (desktop or PWA)
  • Operating system (macOS, Windows, Linux)
  • OS version (major version only, e.g., “15”)
  • Application version
  • License tier (free or pro)
  • Locale (first two characters only, e.g., “en”, “de”)
  • Theme (dark or light)

Usage counts (5 attributes — bucketed, never exact):

All entity counts are grouped into ranges (bucketed) on your device before transmission. Exact counts never leave your device. This prevents statistical identification.

  • Account count (0, 1–2, 3–5, 6–10, 11–20, 21+)
  • Transaction count (0, 1–1,000, 1,001–5,000, 5,001–10,000, 10,001–50,000, 50,000+)
  • Merchant count (0, 1–500, 501–750, 751–1,000, 1,001–2,000, 2,000+)
  • Category count (0, 1–15, 16–20, 21–30, 31–50, 50+)
  • Subcategory count (0, 1–70, 71–100, 101–150, 151–250, 250+)

Feature adoption (8 attributes — boolean flags):

  • Whether bank sync (SimpleFIN) is configured
  • Cloud sync provider (none or Google Drive)
  • Whether budgets, split transactions, receipts, tags, check register, or transaction exclusions are in use (true/false each)

Aggregate metrics (1 attribute — bucketed):

  • Days since install (bucketed range: 0–7, 8–30, 31–90, 91–180, 181–365, 365+) — computed locally from the date the app was first launched and grouped into a range before transmission. The exact number of days never leaves your device. This allows us to understand retention patterns (e.g., “what percentage of installations are still active after 30 days”) without identifying individual users.

Privacy safeguards:

  • No persistent identifier — each event uses a fresh random ID, never stored or reused
  • No cross-contamination — license device fingerprint is never shared with telemetry. We will not attempt to correlate, cross- reference, or link telemetry data with licensing activation records or any other data source for the purpose of identifying individual users.
  • PostHog person profile creation is disabled ($process_person_profile: false)
  • Server-side GeoIP enrichment is disabled ($geoip_disable: true)
  • IP address is explicitly nulled (ip: null) on every event
  • No cookies are used
  • No session recordings, heatmaps, autocapture, or click tracking
  • No personal information is collected or stored
  • Email open/click tracking on Resend is disabled

For the complete technical specification of all telemetry attributes, see What We Collect.

Purpose: Understanding aggregate product usage (platform mix, version adoption, feature usage, tier distribution) to prioritize development. Legal basis (GDPR): Legitimate interest (Art. 6(1)(f)) — product improvement for a local-first application with no backend. We have conducted a Legitimate Interest Assessment (LIA) and concluded that the minimal, anonymous nature of this data collection does not override your rights and freedoms. A copy of this assessment is available upon request by contacting support@accloiq.com. No persistent identifiers are stored on your device for telemetry purposes, so the ePrivacy Directive’s consent requirement for device storage does not apply. You may object to this processing at any time by disabling telemetry in Settings > Privacy (see Section 14). Retention: Twenty-four (24) months, then automatically deleted.

2.4 Email Communications

When you purchase a Pro license, your license key is delivered via email through Resend.com. Your email address is provided to Resend solely for this one-time delivery. Email open tracking and click tracking are disabled in our Resend configuration.

Purpose: License key delivery. Legal basis (GDPR): Contract performance (Art. 6(1)(b)). Retention: Transient — email is sent and not stored by us.

2.5 Customer Support

If you contact us for support, we receive the information you voluntarily provide, such as your email address, name, and description of the issue.

Purpose: Responding to your inquiry and improving the Service. Legal basis (GDPR): Legitimate interest (Art. 6(1)(f)). Retention: Duration of the support relationship plus one (1) year.

2.6 Website

Our website (accloiq.com) does not use cookies, tracking pixels, advertising scripts, or third-party analytics. No personal information is collected from website visitors.


3. Information We Do Not Collect

We want to be explicit about what we do not collect, access, store, or transmit:

  • Your financial transactions, account balances, or banking data
  • Your bank login credentials or authentication tokens
  • Your budget configurations or budget amounts
  • Your spending categories, subcategory names, or rules
  • Your merchant names or category names
  • Your receipts or file attachments
  • Your tag names or tag assignments
  • Exact entity counts (all counts are bucketed before transmission)
  • Crash reports from the application (however, your operating system may collect and share crash diagnostics with us depending on your system’s privacy settings — these are governed by your operating system provider’s privacy policy)
  • Location data, contacts, or device sensor data
  • Keystroke data or screen recordings
  • Cookies within the Acclo IQ application (the app is entirely cookie-free)

All financial data processed by Acclo IQ remains on your device in a local database. We have no technical means to access this data.

Acclo IQ does not use artificial intelligence or machine learning models to process your personal or financial data. Transaction categorization uses deterministic regex pattern matching that runs entirely on your device.


4. Cloud Sync

Acclo IQ offers optional multi-device synchronization via your own Google Drive cloud storage account. If you choose to enable this feature:

  • All sync data is end-to-end encrypted before upload. Acclo IQ encrypts your data on-device using AES-256-GCM with a password you set. The encryption key is derived locally using PBKDF2 with 100,000 iterations. No plaintext financial data ever leaves your device. Only you (or someone with your sync password) can decrypt the data.
  • Files are stored in a hidden, app-specific folder on your cloud storage. This folder is sandboxed — only Acclo IQ can access its contents.
  • Acclo IQ requests the minimum scope necessary. For Google Drive, this is the drive.appdata scope, which grants access exclusively to the hidden app folder. Acclo IQ cannot read, modify, or access any other files on your cloud storage.
  • We do not access your cloud storage data. For Google Drive, token exchange is proxied through our Cloudflare Worker for security (the OAuth client secret never touches your device). The Worker processes your Google email address and profile name transiently during the OAuth flow but does not store, log, or inspect this information or any sync file contents.
  • You control your data. You can disconnect cloud sync at any time in Settings > Cloud Backup. Revoking Acclo IQ’s access in your cloud provider’s account settings will prevent further sync. Encrypted files remain on your cloud storage but are unreadable without your sync password.

Data shared with cloud providers: Encrypted (unreadable) binary files containing your financial data. Cloud providers store these files per their respective privacy policies but cannot decrypt them.


5. SimpleFIN Bank Sync

Acclo IQ offers optional bank synchronization via SimpleFIN. SimpleFIN is a separate, independent service that requires its own paid subscription (see SimpleFIN’s website for current pricing). If you choose to use this feature:

  • You initiate each sync manually.
  • Bank credentials are provided by you directly to SimpleFIN — Acclo IQ never sees, stores, or transmits your bank login information.
  • Transaction data flows from SimpleFIN directly to your local device. SimpleFIN retrieves transactions within a rolling sixty (60) day window; transactions older than sixty (60) days may not be available for synchronization.
  • Acclo IQ’s servers never see, process, or store any bank synchronization data.
  • SimpleFIN access credentials are stored on your device using encrypted storage (Tauri Stronghold on desktop, AES-256-GCM via Web Crypto API in browser).

For details on how SimpleFIN handles your data, see: SimpleFIN Privacy Policy and SimpleFIN Security Policy.


6. How We Use Your Information

We use the limited data we collect solely for the following purposes:

PurposeData UsedLegal Basis (GDPR)
License activation and validationLicense key, machine fingerprint, IP addressContract (Art. 6(1)(b))
Payment processingEmail, name, billing information (via Polar.sh)Contract (Art. 6(1)(b))
Subscription managementEmail, subscription status, invoice historyContract (Art. 6(1)(b))
License key deliveryEmail (via Resend.com, one-time)Contract (Art. 6(1)(b))
Customer supportEmail, name, issue descriptionLegitimate interest (Art. 6(1)(f))
Aggregate usage analyticsAnonymous telemetry (bucketed attributes — no PII, no persistent identifiers)Legitimate interest (Art. 6(1)(f))

We do not use your data for advertising, profiling, behavioral tracking, automated decision-making, or any purpose other than those listed above.


7. Automated Decision-Making and Profiling

We do not make decisions that produce legal or similarly significant effects on you based solely on automated processing. We do not build profiles about you. We do not use algorithms to determine pricing, eligibility, or access to features based on your personal characteristics.

Transaction categorization in Acclo IQ uses deterministic pattern matching (regex rules) that runs entirely on your device. This is not automated decision-making as defined by GDPR Article 22.


8. Data Sharing and Third-Party Services

8.1 No Sale or Sharing

We do not sell, rent, or share your personal information with third parties for their marketing or advertising purposes. We have not sold or shared personal information in the preceding twelve (12) months.

Because we do not sell or share personal information as defined by the CCPA/CPRA, a “Do Not Sell or Share My Personal Information” link is not required on our website. We include this disclosure for transparency.

8.2 Service Providers (Subprocessors)

We share data with the following third-party service providers (subprocessors) solely to operate the Service. Each provider is bound by contractual obligations restricting use of data to the contracted purpose.

ServicePurposeData SharedLocationPrivacy Policy
Keygen.shLicense activation and validationLicense key, machine fingerprint, IP (in their server logs)United Stateskeygen.sh/privacy
Polar.shPayment processing and subscription managementName, email, billing address, payment method, subscription statusUnited Statespolar.sh/legal/privacy
Resend.comLicense key email deliveryCustomer email, license key (one-time send, no open tracking)United Statesresend.com/legal/privacy-policy
CloudflareWebhook handler, CORS proxy, OAuth token exchange (Workers)Polar webhook payloads, license API proxying, OAuth tokens (in transit only, not stored)Global (edge)cloudflare.com/privacypolicy
PostHogAnonymous aggregate telemetryAnonymous attributes (no PII, no persistent identifiers, no person profiles)United Statesposthog.com/privacy
Google DriveCloud sync storage (user-initiated, optional)Encrypted sync files in hidden app folder; Google email/profile name transient during OAuth (not stored)Per user’s Google accountpolicies.google.com/privacy
SimpleFINBank sync (user-initiated)Credentials (to SimpleFIN, not to us), transactions (to user’s device only)United Statessimplefin.org/privacy

We will update this table when subprocessors change. Material changes to subprocessors will be communicated via the same channels described in Section 16 (Changes to This Privacy Policy).

A Data Processing Agreement (DPA) is available upon request for users who require one under GDPR Article 28. Contact us at support@accloiq.com to request a copy.

8.3 Legal Disclosure

We may disclose your information if required by law, regulation, legal process, or governmental request, or to protect the rights, property, or safety of the Company or others. We will notify you of such disclosure unless prohibited by law.


9. Cookies and Tracking Technologies

9.1 In the Application

The Acclo IQ application (both desktop and PWA) does not use cookies, tracking pixels, session recordings, heatmaps, or third-party analytics scripts. The application sends only the anonymous telemetry ping described in Section 2.3, which uses no cookies, no persistent identifiers, and no device fingerprints. The browser-based PWA uses local browser storage (such as IndexedDB) strictly to store your financial database locally so the application can function. This storage is never used for tracking or analytics.

9.2 On the Website

Our website (accloiq.com) does not use advertising cookies, social media tracking pixels, third-party marketing scripts, or analytics services. No cookies are set when you visit our website.

9.3 Do Not Track / Global Privacy Control

We honor Do Not Track (DNT) and Global Privacy Control (GPC) browser signals. When we detect a GPC signal:

  • On the website: no data is collected (none is collected regardless)
  • In the application: telemetry can be independently disabled via the Privacy toggle in Settings > Privacy

We treat GPC signals as a valid opt-out of any sale or sharing of personal information, as required by the CCPA/CPRA, Colorado CPA, Connecticut CTDPA, and Texas TDPSA. Because we do not sell or share personal information, honoring GPC does not change our behavior, but we recognize the signal as a matter of principle.


10. Data Retention

We retain data only as long as necessary for the purposes described in this policy:

Data TypeRetention Period
License activation recordsDuration of license + 30 days
Payment recordsPer Polar.sh policy (typically 7 years for tax compliance)
Anonymous telemetry events24 months, then automatically deleted
Machine fingerprints (Keygen.sh)Until device deactivation or 12 months after last license validation, whichever comes first
Support correspondenceDuration of relationship + 1 year
Cloudflare Workers request logsEphemeral (typically < 72 hours)
Financial data on your deviceIndefinitely — user-controlled, user-deletable
Cloud sync encrypted filesUntil you delete them from your cloud storage

When data is no longer needed, we delete it or de-identify it so that it can no longer be associated with you.


11. Data Security

We implement appropriate technical and organizational measures to protect the limited data we process:

  • License activation uses HTTPS/TLS encryption in transit.
  • Payment processing is handled by PCI-DSS compliant processors (Polar.sh). We never receive full card numbers.
  • SimpleFIN credentials are stored using encrypted storage (Tauri Stronghold on desktop, AES-256-GCM via Web Crypto API in browser).
  • Cloud sync uses end-to-end encryption (AES-256-GCM) with a user-provided password. Encryption keys are derived on-device using PBKDF2 (100,000 iterations). Cloud providers only ever receive encrypted binary data — they cannot read your financial information. Encryption is mandatory and cannot be disabled.
  • Telemetry uses HTTPS/TLS in transit and contains no personal information. IP addresses are nulled before transmission.
  • Your financial data is protected by your own device security (disk encryption, password, biometrics) — we have no access to it.

Because your financial data is stored locally on your device, the security of that data depends on your device security practices. We recommend enabling full-disk encryption and maintaining regular backups.


12. Security Incident Notification

In the event of a security incident that affects your personal information, we will:

  • Notify affected users by email within seventy-two (72) hours of becoming aware of the incident, to the extent we have your email address on file
  • Post a notice on our website describing the nature of the incident, the data affected, and the steps we are taking
  • Notify the relevant supervisory authority within seventy-two (72) hours as required by GDPR Article 33 (for incidents affecting EEA/UK users)
  • Notify the California Attorney General if the incident affects more than five hundred (500) California residents, as required by California Civil Code Section 1798.82

We will also comply with breach notification requirements in all other applicable jurisdictions.

Because your financial data is stored locally on your device and encrypted before any cloud sync, a breach of our service providers would not expose your financial information.


13. International Data Transfers

If you are located outside the United States, please be aware that the limited data we process (license activation, payment processing, telemetry) may be transferred to and processed in the United States, where our service providers are located.

For users in the European Economic Area (EEA), United Kingdom, or Switzerland, these transfers are protected by the following mechanisms:

SubprocessorTransfer Mechanism
Keygen.shStandard Contractual Clauses (SCCs)
Polar.shEU-U.S. Data Privacy Framework (DPF)
Resend.comStandard Contractual Clauses (SCCs)
CloudflareEU-U.S. Data Privacy Framework (DPF); data processed at global edge, including EEA locations
PostHogEU-U.S. Data Privacy Framework (DPF)
Google DriveEU-U.S. Data Privacy Framework (DPF)
SimpleFINStandard Contractual Clauses (SCCs)

The locations of all subprocessors are disclosed in the table in Section 8.2.


14. Your Privacy Rights

14.1 All Users

Regardless of your location, you have the right to:

  • Access the personal information we hold about you
  • Correct inaccurate personal information
  • Delete your personal information from our systems
  • Opt out of telemetry at any time in Settings > Privacy
  • Export your financial data from the Software at any time using the built-in export functionality (your data is already on your device)

To exercise any of these rights, contact us at support@accloiq.com. We will respond within thirty (30) days.

14.2 European Economic Area, United Kingdom, and Switzerland (GDPR)

If you are located in the EEA, UK, or Switzerland, you have additional rights under the General Data Protection Regulation (GDPR):

  • Right of access (Art. 15) — request a copy of your personal data
  • Right to rectification (Art. 16) — correct inaccurate data
  • Right to erasure (Art. 17) — request deletion of your data
  • Right to restrict processing (Art. 18)
  • Right to data portability (Art. 20) — receive your data in a structured, machine-readable format
  • Right to object (Art. 21) — object to processing based on legitimate interest. For telemetry, you can exercise this right instantly by disabling the telemetry toggle in Settings > Privacy. Telemetry stops immediately — no request or waiting period required. You may also object to legitimate-interest processing for customer support purposes by contacting support@accloiq.com; if you do, we will cease processing your support data unless we can demonstrate compelling legitimate grounds.
  • Right not to be subject to automated decision-making (Art. 22) — we do not make automated decisions that produce legal or similarly significant effects (see Section 7)

You have the right to lodge a complaint with your local data protection supervisory authority. For users in the United Kingdom, this is the Information Commissioner’s Office (ICO) at ico.org.uk. For EEA users, a list of supervisory authorities is available at edpb.europa.eu.

The data controller for GDPR purposes is Engenso LLC. Contact us at support@accloiq.com for data protection inquiries.

14.3 United States State Privacy Rights

If you are a resident of a U.S. state with a comprehensive privacy law (including California, Virginia, Colorado, Connecticut, Texas, Montana, Oregon, Delaware, Iowa, Indiana, and Tennessee), you have the following rights under applicable law:

  • Right to know / access what personal information is collected, used, and disclosed
  • Right to delete your personal information
  • Right to correct inaccurate personal information
  • Right to data portability — receive your data in a portable format
  • Right to opt-out of the sale or sharing of your personal information, targeted advertising, and profiling
  • Right to non-discrimination for exercising your privacy rights

We do not sell or share your personal information as defined by any U.S. state privacy law. We do not engage in targeted advertising or profiling.

California-Specific Disclosures (CCPA/CPRA)

Categories of personal information collected in the last 12 months:

CategoryExamplesCollected?Sold or Shared?
IdentifiersEmail address, IP addressYes (license/payment/support)No
Financial informationTransaction data, bank detailsNo (stored locally on your device)No
Commercial informationPurchase historyYes (via payment processor)No
Internet activityBrowsing history, search historyNoNo
Geolocation dataPrecise locationNoNo
Sensitive personal informationFinancial account credentialsNo (SimpleFIN credentials stored locally on your device, encrypted)No
Professional/employment infoJob title, employerNoNo
Biometric informationFingerprints, face dataNoNo
InferencesCharacteristics, preferencesNoNo

Sources: Directly from you (purchase, support inquiry) and from service providers (payment confirmation from Polar.sh).

Business purposes: License activation, payment processing, customer support, anonymous aggregate usage analytics.

Third parties: Service providers listed in Section 8.2 (for operational purposes only — not for their own marketing).

Sensitive personal information: We do not collect sensitive personal information as defined by the CPRA. SimpleFIN bank sync credentials are stored exclusively on your device using encrypted storage and are never transmitted to our servers. We do not use or disclose sensitive personal information for purposes that would require offering a “Limit the Use of My Sensitive Personal Information” opt-out.

Financial incentives: We do not offer financial incentives (price differences or service differences) in exchange for your personal information.

Shine the Light (California Civil Code Section 1798.83): We do not share personal information with third parties for their direct marketing purposes.

To exercise your rights, contact us at support@accloiq.com or submit a request via accloiq.com/privacy-request. We will verify your identity before processing your request. You may also designate an authorized agent to submit requests on your behalf.

14.4 Canada (PIPEDA/CPPA)

If you are located in Canada, your personal information is protected under the Personal Information Protection and Electronic Documents Act (PIPEDA) or applicable provincial privacy legislation. You have the right to access, correct, and withdraw consent for processing of your personal information. Telemetry collection is based on implied consent (opt-out); you may withdraw consent at any time in Settings > Privacy. To exercise your rights, contact us at support@accloiq.com.

14.5 Brazil (LGPD)

If you are located in Brazil, your personal data is protected under the Lei Geral de Proteção de Dados (LGPD). You have rights including confirmation of processing, access, correction, anonymization, deletion, data portability, information about sharing, and the right to revoke consent. Telemetry processing is based on the legitimate interest legal basis (LGPD Art. 10); you may object at any time in Settings > Privacy. To exercise your rights, contact us at support@accloiq.com.

14.6 Australia (Privacy Act 1988)

If you are located in Australia, your personal information is protected under the Privacy Act 1988 and the Australian Privacy Principles (APPs). You have the right to access and correct your personal information. The limited personal information we process (license activation, payment) may be disclosed to overseas service providers located in the United States, as described in Section 13. To exercise your rights or make a complaint, contact us at support@accloiq.com.

14.7 Other Jurisdictions

We respect privacy rights under all applicable laws. If you are located in a jurisdiction with specific privacy rights not listed above, contact us at support@accloiq.com to exercise your rights.


15. Children’s Privacy

The Service is not directed at children under the age of sixteen (16). We do not knowingly collect personal information from children under sixteen (16). If we become aware that we have collected personal information from a child under sixteen (16), we will take steps to delete that information promptly. We also comply with the U.S. Children’s Online Privacy Protection Act (COPPA), which applies to children under thirteen (13).

If you are a parent or guardian and believe your child has provided us with personal information, please contact us at support@accloiq.com.


16. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Material changes will be communicated with at least thirty (30) days advance notice through:

  • A notice on our website
  • An email to customers whose email addresses we have on file
  • A notice within the Software interface

The effective date at the top of this policy indicates when it was last updated. Your continued use of the Service after the effective date of any changes constitutes acceptance of the updated policy.

Prior versions of this Privacy Policy are archived at accloiq.com/privacy/archive.


17. Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

  • Email: support@accloiq.com
  • Website: accloiq.com
  • Privacy rights requests: accloiq.com/privacy-request

For GDPR inquiries, you may contact our data protection point of contact at support@accloiq.com.


This Privacy Policy was last updated on 2026-02-26.

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