Simple, Honest Pricing
Start free. Upgrade to Pro when you need more power.
Full financial intelligence
Auto-renews at $6.99/mo or $49.99/yr. Cancel in Settings → License.Terms
Get StartedFeature Comparison
| Feature | Free | Pro |
|---|---|---|
| Dashboard & Transactions | 12 months | Unlimited |
| Budget Overview & Setup | ✓ | ✓ |
| Recurring Detection | 12 months | Unlimited |
| Upcoming Charges Forecast | ✓ | ✓ |
| Recurring Budget Integration | ✓ | ✓ |
| Spending Analysis | 12 months | Unlimited |
| Smart Auto-Categorization Rules | ✓ | ✓ |
| Bank Accounts | 2 | Unlimited |
| Tags | 5 | Unlimited |
| CSV Import & Export | ✓ | ✓ |
| Sample Bank Format Profiles | ✓ | ✓ |
| Manual Transactions & Splits | ✓ | ✓ |
| Check Register | 12 months | ✓ |
| Full Data Export & Backup | ✓ | ✓ |
| Dark & Light Themes | ✓ | ✓ |
| Bank Sync via SimpleFIN * | 2 accounts | Unlimited |
| Budget History & Trends | — | ✓ |
| Year-over-Year Analysis | — | ✓ |
| P&L Statements | — | ✓ |
| Cloud Sync (E2E Encrypted) | — | ✓ |
| Receipt Attachments | — | ✓ |
| Devices | Any device, no sync | 3 activated, synced |
| Support | Priority email |
* Bank Sync connects through SimpleFIN Bridge, an independent privacy-focused service ($1.50/mo or $15/yr plus applicable tax, paid separately to SimpleFIN).
Frequently Asked Questions
Can I try Pro features before paying?
Yes! The live demo lets you explore every feature, including Pro ones, with sample data — no download or signup needed. In the installed app, Pro features unlock with a license key.
What happens to my data if I cancel Pro?
Your data stays on your device. You simply drop back to the Free tier at the end of your billing cycle. No data is ever deleted.
Is there a refund policy?
Yes. Full refund within 14 days of your initial purchase, no questions asked. Renewal charges are non-refundable.
Do you offer team or family plans?
Not currently. Pro licenses are individual. Each license supports up to 3 device activations.
Does Bank Sync cost extra?
Bank Sync connects through SimpleFIN Bridge, an independent privacy-focused bank connector. The Bank Sync feature is available on all Acclo IQ tiers — Free is capped at two active accounts total (CSV and synced combined), Pro is unlimited. You'll need a SimpleFIN subscription ($1.50/mo or $15/yr plus applicable tax, paid separately to SimpleFIN).
What payment methods do you accept?
Payments are processed through Polar. They accept all major credit cards and some regional payment methods.