Acclo IQ
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Legal Changelog

This page documents changes to our Privacy Policy and Terms of Service. We update this page whenever we make changes so you can see exactly what changed and when. Each prior version is preserved in our git history and linked here, so you can review what you agreed to at any point in time.

Material changes trigger 30-day advance notice and in-app acceptance. Non-material changes are clarifications or disclosures that do not alter how we process your data; we update the document, bump the version, and log the change here.

Privacy Policy

Version 1.0 — 2026-04-22 (baseline)

Initial beta/public baseline. This version consolidates prior draft clarifications, removes unused speculative subprocessors, and reflects the data flows currently implemented in Acclo IQ.

  • Establishes the current local-first privacy model, telemetry disclosures, service-provider list, Cloud Sync behavior, and user rights language.
  • Clarifies that local sync/device-bookkeeping identifiers are separate from telemetry identifiers and license fingerprints.
  • Removes speculative subprocessors that are not deployed or planned for the MVP launch.

Terms of Service

Version 1.0 — 2026-04-22 (baseline)

Initial beta/public baseline. This version establishes the current service description, license grant, subscription terms, refund policy, user responsibilities, privacy references, limitation of liability, governing law, and material-change notice framework.

  • Clarifies that local sync/device-bookkeeping identifiers are separate from telemetry identifiers and license fingerprints.
  • Explains when local device identity may appear in encrypted sync metadata written to the user's own cloud storage.
Acclo IQ

Financial intelligence that never leaves your device.

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